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Exploring the World of Metaverse Investing: An Introduction to Versity Metaverse Investing

versity invest: A Comprehensive Guide Are you interested in exploring the world of metaverse investing? If so, you’ve come to the right place. In this article, we’ll explore the concept of Versity Metaverse Investing, explain the benefits of investing in the metaverse, and provide practical tips for getting started. First, let’s define Versity Metaverse Investing. It’s a form of investing that focuses on virtual worlds and digital assets, such as virtual land, virtual [...]

Staying Ahead of the Curve: How Small SEO Companies Can Compete in the Ever-Growing Industry

With the ever-growing competition in the SEO industry, small SEO companies must remain agile and creative to stay ahead of the competition. Small SEO companies have the benefit of being nimble and able to move quickly to stay on top of the latest trends and algorithms. They can also provide personalised attention to clients, allowing for more customised solutions that can be more successful. the smallest referencing can be great for small businesses because they often offer more affordable [...]

Maximize Efficiency and Performance with SimplyPHP's PHP Web Development Services

SimplyPHP, a leading php web development agency, provides effective solutions for evolving your business. With their extensive experience and expertise in PHP programming, they deliver top-notch services that optimize your web performance, providing a seamless digital experience for your users. Why Choose PHP for Web Development? PHP is a popular server-side scripting language known for its flexibility and compatibility with diverse operating systems and web servers. It offers a plethora of [...]

How Zimpler Online Casino is Revolutionizing the Gambling Scene in Finland

How Zimpler online casino is Revolutionizing the Gambling Scene in Finland Credit Card Usage Credit cards are one of the most frequently used methods for online transactions, including online casino payments. Many people in Finland prefer using credit cards due to their convenience and widespread acceptance. They offer a secure and straightforward way to deposit funds into your online casino account. When using a credit card, players can enjoy instant deposits and often benefit from additional [...]

The Growing Trend of Mobile App Development in Geneva and Zurich

Mobile app development in Geneva and Zurich is a growing trend in the tech industry. With the increasing demand for mobile applications, companies like Swisstomato in the two cities are looking to hire developers to create innovative apps that will help them stay competitive in the market. In Geneva, the mobile app development industry is booming. The city is home to some of the most innovative tech companies in the world, such as Google, Microsoft, and Apple. There are also a number of [...]

The Visionary Leadership of Alexis Delevaux: Paving the Way for New Business Opportunities

In today's fast-paced business landscape, leadership is not just about managing a team; it's about inspiring change, embracing innovation, and paving the way for new opportunities. One such leader who stands out in this evolving digital era is alexis delevaux, a figure synonymous with visionary leadership and strategic foresight. Through a combination of passion, dedication, and a deep understanding of the digital marketplace, Delevaux has become a beacon for those looking to navigate the [...]

Calcul de vos pensions par rapport à votre retraite progressive et optimisation de votre PER

Calcul de vos pensions par rapport à votre retraite progressive et optimisation de votre PER
la conversion des trimestres et des points en numéraire. Or, il s’agit d’une option plus ou moins intéressante, pour ceux qui ont l’assurance de percevoir des pensions significatives, du fait de leur contribution régulière aux cotisations pendant toute la durée de leur vie active.

La retraite progressive se révèle aussi avantageuse pour ceux qui ont souscrit à un Plan d’épargne retraite PER. Nous vous expliquons pourquoi : 

  • lorsque vous optez pour la retraite progressive, vous commencez à encaisser les pensions issues des caisses de l’Etat, fruit de vos participations aux cotisations pendant votre vie active. Ce qui vous permet alors de compenser la baisse de vos revenus par rapport à votre quotité de travail. On parle de pension partielle
  • le montant que vous percevez lorsque vous partez définitivement à la retraite tient compte de cette “avance”. En d’autres termes, vous percevez moins que ce que vous n'auriez dû si vous quittez la vie active à l’âge légal prévu
  • le PER est un placement totalement indépendant de ce système. Sa souscription est d’ailleurs facultative. Cependant, celui-ci sert à compléter efficacement vos pensions qui sont recalculées afin de maintenir une poche financière plus solide pour vos vieux jours

 

Comment calculer votre pension partielle ?

C’est en fonction de la quotité de travail que la pension partielle est calculée. Exemple : pour un temps partiel de travail de 60%, le versement perçu est de 40% de la pension. Pour un temps partiel de travail de 90% (le maximum si vous optez pour la retraite progressive), le versement perçu est de 10% de votre pension.

Sachez que même si vous avez décidé de bénéficier de la retraite progressive, vous pouvez toujours revenir sur votre décision et opter pour un retour à temps plein.

 

Qu’est-ce que le PER et comment épargner en tenant compte de la pension partielle ?

Le PER est un placement qui vous permet de préparer votre retraite à votre propre rythme et sans contrainte. Vous avez la totale liberté de le piloter, puisqu’il repose sur le système par capitalisation et non sur celui par répartition, comme dans le cas des régimes de base et complémentaire.

Tout individu peut ouvrir un PER : il verse alors ses cotisations dans le compartiment qui est le PER individuelSaviez-vous que vous avez la possibilité de partir à la retraite plus tôt que prévu, et plus précisément de manière progressive ? C’est–à-dire que vous réduisez votre quotité de travail (le minimum étant de 50%). Dans ce cas, vous commencez à percevoir vos pensions de retraite de base et complémentaire. Comment les calculer ? Pourquoi est-il important de souscrire à un PER et comment [...]

Exploring the Basics of Metaverse Real Estate: Unlocking the Possibilities of Online Gaming and Entertainment

metaverse real estate is an exciting and rapidly growing field of virtual property that is quickly gaining traction in the world of online gaming and digital entertainment. As more and more people are looking to purchase and own virtual real estate, understanding the basics of metaverse real estate is essential. In this blog post, we’ll explore the basics of metaverse real estate, what it means for the future of online gaming and entertainment, and how you can get involved in the [...]

Programming Companies: An Essential Aspect of Our Digital Lives

Today, programming companies are becoming more and more popular, as technology and software development continue to play an essential role in our lives. Programming companies are responsible for creating and maintaining software, websites, and other digital products. They work with clients to develop custom solutions that meet their needs and goals. Programming companies are made up of teams of highly-skilled developers, engineers, and designers who collaborate to create innovative solutions. [...]
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